Boat insurance that protects your freedom too
There’s nothing quite as thrilling as boating. Whether you are using the boat for fishing, watersports or simply making nice memories and relaxing with your loved ones, you always need to make sure that you adequately protected.
We can provide you with various types of insurance cover – let us ensure you have the right coverage for the right price.
Comprehensive
A typical comprehensive policy would include cover for accidental loss or damage to your boat and its motors, machinery, gear and equipment as well as personal items used in connection with the boat. It would also include cover for your liability to others.
A comprehensive policy would normally also include cover for Personal Accident for yourself and other persons on board the boat.
In addition to the above, Insurers offer optional benefits which tend to vary from one to another.
Liability Only
One might opt for an insurance policy covering Third Party Liability only. Your liabilities as an owner would be comprehensively covered. Some policies may also be extended to cover the liabilities of anyone else on board your boat with your permission.
This would mean that each of you would be covered for accidents arising out of negligence resulting in injury to each other, or any other party, or damage to someone else’s boat or other property.
Please fill in the following form to make a
Boat Insurance Claim:
Please fill in the following form to ask for a
Boat Insurance Quote:
Frequently Asked Questions
Is it a legal requirement to have my boat insured?
The local regulations stipulate that any mechanically driven boats / small ships having an engine above 10 H.P require third party liability cover.
How can I calculate the total sum insured of my boat?
The total sum insured would normally be composed of the following:
- Hull and Equipment – this includes inboard engines (where applicable), electronic equipment not necessarily forming part of the internal fittings as well as all items included in the vessel specifications.
- Outboard Motors
- Trailer
- Tender / Dinghy
- Personal Effects – these would typically be clothing, bags or purses, kitchen accessories, toiletries etc.
Will my boat be covered whilst in transit?
Most policies will cover your craft whilst in transit against accidental damage only. No damage to third party property is included – this can however be covered under your motor insurance policy.
What documents am I required to carry on board my boat?
You should have the following documents present on board your boat:
- Your nautical license (if required)
- your vessel’s registration document
- your current insurance certificate
Am I covered for racing?
Most local Insurers do not provide cover extensions for racing, however we can provide you with such cover. Some racing extensions are normally covered without any additional premium on specific policy types. Other extensions would be offered at a higher premium and/or excess.
Does cover on wear and tear exist?
Most Insurers exclude any claim caused by wear and tear. We can, however, provide you with cover in relation to wear and tear as well. One condition with this specific type of cov-er is that there has not been an unreasonable neglect of maintenance.
All you need to know
Switch with VING
Most people always have doubts as to whether they are getting the right insurance cover or paying the right premium. The process of obtaining various quotations from different insurance companies in order to compare the different aspects of cover as well as premium might be too complex or time consuming, so they end up never making the switch.
This is where VING comes in – we are Insurance Brokers, and that is our job. We will obtain various quotes from different Insurers, analyse them and advise you on the various aspects of cover and premium. You will not incur any additional costs at all by using our services. We get paid by means of commissions payable by insurance companies or agencies we place business with.
When to switch
Customers normally think about switching insurance companies when their policies are up for renewal.
We advise you otherwise – you don’t have to wait – Switch to VING today.
All you have to do is appoint us as your Insurance Brokers – we will take over all your current insurance policies as well as assist you with any active claims you might have. Once your policies are up for renewal, we will obtain other quotations on your behalf and get you the best possible cover at the most competitive rates.
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