Drone Insurance – Recreational
At VING Insurance Brokers Ltd., we can help you with insurance covers for both commercial and recreational drone operators, including full cover whilst in flight, aviation liability, data protection and invasion of privacy, plus other additional features as explained below.
Flexible Periods of Cover
Once registered, you will have the option to choose from 1 day to 1 year and everything in between.
Compliant with EU Regulation
Our policy fully complies with EU Regulation EC785/2004 providing public liability insurance as a recreational user.
Public liability insurance
Public liability insurance covers you against any damage you might cause to third party persons or property.
Equipment – accidental loss or damage
Accidental loss of, or damage to, the UAS equipment (this includes associated equipment such as ground based units, laptops etc.) including disappearance.
Full cover whilst in transit and operation
Full policy cover is in force whether you are flying your drone, transporting it to and from location, or safely storing it (subject to certain excluded territories).
No restriction on flying hours
You can fly your drone(s) as little or as much as you like.
Worldwide cover
You can operate your drone anywhere in the world under our policy, subject to certain excluded territories.
Hired-in (non-owned) equipment cover
This cover protects equipment that is not owned by you, but is hired-in under a hiring agreement.
Professional indemnity
Covering legal liability for any negligent act, error or omission arising out of the use and operation of UAS. Covers Data Protection and Invasion of Privacy claims but is not restricted to those.
Reinstatement of data cover
In the event of a loss under the equipment section we will cover any reasonable costs of retrieving or reinstating your data.
Please fill in the following form to make a
Drone Equipment Claim:
Please fill in the following form to ask for a
Drone Insurance Quote:
Frequently Asked Questions
Can I insure my drone for less than 12 months?
Yes, once registered, you will be able to choose from either 1-6 days, 1 week, 1 month, 3 months, 6 months or 12 months.
I’ve made a claim, what happens to my policy?
Your policy remains in full force until the expiry date, irrespective of whether or not you have made a claim. If you’ve had replacement equipment as part of your claim, we will update your policy cover for you.
Do I have to insure my drone and equipment?
No, you can choose to insure for just liability only if you wish. You can always add any equipment onto the policy at a later date if need be.
Are there any restrictions regarding the number of flying hours?
No. You can operate your drone(s) as much or as little as you like.
Does the policy cover the drone and my other equipment whilst in transit?
Yes, your equipment is fully covered, whether in transit, in storage or in flight.
Can I operate someone else’s drone?
You can insure someone else’s drone under your policy by adding it as hired-in (non-owned) equipment. You will need to have a hiring agreement with the owner of the drone.
Can you provide cover when we use the drone abroad?
Yes, we provide worldwide cover subject to certain excluded territories. Please ensure that you comply with any local/national aviation regulations.
Can you cover more than one drone on one policy?
Yes, we can cover as many drones as required on one policy, just let us know the details and we will add them to your cover.
Is cover provided for flying over water?
Yes, we just ask that you fully comply with the local/national aviation regulations.
Will I be covered for a flyaway or disappearance?
Yes, policy coverage would extend to disappearance which would include the term ‘flyway’.
What are the excluded territories?
Worldwide cover is provided as standard subject to the following excluded territories, if you need to operate your drone(s) in any of the following territories please contact us for a quote:
Algeria, Burundi, Cabinda, Central African Republic, Congo, Democratic Republic of Congo, Eritrea, Ethiopia, Ivory Coast, Liberia, Mauritania, Nigeria, Somalia, The Republic of Sudan, South Sudan, Colombia, Ecuador, Peru, Afghanistan, Jammu & Kashmir, Myanmar, North Korea, Pakistan, Georgia, Nagorno-Karabakh, North Caucasian Federal District, Iran, Iraq, Libya, Syria, Yemen
Any country where the operation of the insured Aircraft is in breach of United Nations sanctions
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