Homeowners insurance that’s just right for you
Your home is possibly your biggest investment – unfortunately there are so many things that can go wrong. Home Insurance is designed to protect your home against damages to the house itself and the possessions inside your home. It also provides coverage for your liability to others.
Some insurance policies contain multiple extensions of cover including home assistance as well as emergency services amongst many others.
Within the scope of home insurance, Buildings is normally better defined as your home, all its permanent fixtures and fittings including the fitted kitchen, all fixed glass and sanitary fittings. It also includes all boundary walls, gates and fences as well as any patios, terraces, driveways etc. The definition of Buildings would also normally include all permanently installed air conditioning equipment, tanks, aerials or satellite dishes, photovoltaic systems and solar heating systems. In the case of apartments, this section would generally also include your share of common areas.
Contents generally refer to all your household goods and personal belongings. This would normally include all electronic devices and equipment, furniture, kitchen appliances, clothes and linen etc. This section also includes all valuables as well as money.
Home Insurance offers the possibility to cover personal belongings and valuables outside your home as well. Items normally included under this section would be jewellery, watches, laptops and mobile phones. Cover can be offered for these items whilst anywhere in Malta, anywhere within the European Union or even anywhere world-wide.
In most cases, these items have to be specified to the Insurer.
All you need to know
Switch with VING
Most people always have doubts as to whether they are getting the right insurance cover or paying the right premium. The process of obtaining various quotations from different insurance companies in order to compare the different aspects of cover as well as premium might be too complex or time consuming, so they end up never making the switch.
This is where VING comes in – we are Insurance Brokers, and that is our job. We will obtain various quotes from different Insurers, analyse them and advise you on the various aspects of cover and premium. You will not incur any additional costs at all by using our services. We get paid by means of commissions payable by insurance companies or agencies we place business with.
When to switch
Customers normally think about switching insurance companies when their policies are up for renewal.
We advise you otherwise – you don’t have to wait – Switch to VING today.
All you have to do is appoint us as your Insurance Brokers – we will take over all your current insurance policies as well as assist you with any active claims you might have. Once your policies are up for renewal, we will obtain other quotations on your behalf and get you the best possible cover at the most competitive rates.